How is Finstead paid?

In most commercial deals the lender pays Finstead a commission on settlement. Where a fee applies we tell you upfront and in writing before you proceed.

Does it cost anything to enquire?

No. There is no cost to get started and no obligation. We will scope your options before anything formal happens.

Do you only handle large commercial deals?

We specialise in complex commercial finance, but we also arrange equipment, vehicle, car and personal finance from the same panel.

Will enquiring affect my credit score?

We can scope options with lenders before a formal application in many cases. We will always explain what each step involves before it happens.

How many lenders are on the panel?

Finstead sources from a panel of more than 50 lenders, from the major banks to specialist and private credit providers, via COG Aggregation.

Finstead Capital

Partner of Choice in Business and Finance

Name: Finstead Capital Adelaide
Address: 217 Flinders Street, Adelaide, SA, 5000, AU
Telephone: 1300 380 041

We provide tailored financing solutions to help your business grow.

A broker, not a lender. We act for you.
Source from our 100+ lender panel.
No impact on your credit score to enquire.

Prefer to talk? 1300 380 041 or book a call.

Get started

No cost to enquire. Your enquiry is confidential.

What are you looking to finance?

Working Capital Equipment & Vehicles Commercial Property ATO Debt Business Acquisition Personal & Car

100+

Lenders on panel

50+ years

Combined experience

$10k–$25m

Loan sizes arranged

24 hours

Approvals in as little as

We work with 100+ lenders including

See the panel

How it works

Three steps to finance

See the full process

1
Enquiry
Tell us what you need. No cost, no impact on starting, and your enquiry stays confidential.
2
We source from the panel
One application is matched across our lender panel. We structure the deal and act for you, not the lender.
3
Settlement
We manage approval through to settlement and keep you updated at every stage.

What we finance

Finance for every kind of deal

From working capital to acquisitions, Finstead arranges the right facility from our lender panel. Commercial and consumer.

ATO Debt RefinanceClear compounding ATO debt by refinancing into a single, manageable facility.Working CapitalFund cash flow gaps, growth or seasonal cycles with the right facility.Unsecured Business LoansFunding based on business performance, with no property security required.Equipment FinanceFund plant and machinery with the asset itself as the security.Vehicle FinanceFund cars, utes, trucks and fleet against the vehicle itself.Trade FinancePay suppliers now and repay once your goods are sold or invoiced.Invoice FinanceRelease the cash sitting in your unpaid invoices.Commercial PropertyBuy, refinance or release equity from commercial premises.Business AcquisitionFund the purchase of a business, competitor or partner buyout.Bridging FinanceShort-term funding to cover a timing gap until longer finance lands.Asset RefinanceRelease cash from equipment and vehicles you already own.Low-Doc Business LoansFunding for established businesses without full financials.

Personal & car

Car LoansPersonal car finance compared across the lender panel.Personal LoansPersonal finance for life's larger costs, compared across lenders.

Industries we serve

Specialists in your sector

We understand how different industries earn, spend and grow, and we arrange finance structured around that reality.

Transport & Logistics Construction Healthcare & NDIS Fitness & Gyms Hospitality Manufacturing Agriculture Trades

Recently settled

Proof, not promises

Anonymised deals arranged by Finstead. Nothing proves capability like settled work.

See all settled deals

Equipment financeNSW

A$750k-1M

Transport & logistics

Arranged asset-secured funding for five prime movers with no property required.

6 days to settlementView deal

ATO debt refinanceQLD

A$1M-1.5M

Construction

Refinanced against commercial property. The ATO was cleared and replaced with a single repayment.

14 days to settlementView deal

Acquisition financeVIC

A$1.5M-2M

Disability support (NDIS)

Arranged an unsecured acquisition facility assessed against the combined cash flow.

21 days to settlementView deal

Why Finstead

Built for the deals that need a broker

One application, the whole panel

Apply once and we match it across our lender panel, rather than you knocking on doors one at a time.

We act for you, not the lender

As your broker we work in your interest, sourcing the structure and terms that suit your business.

Complex-deal specialists

Turnarounds, ATO debt, acquisitions and property cash-out. The deals other brokers avoid are the ones we do.

Personal handling

A real person manages your deal end to end, not a call centre and not a form that disappears into a queue.

Proud members of

Reviews

What clients say

FAQ

Questions, answered

The basics on how a broker works and how Finstead is paid.

See the full FAQ

No. Finstead is a finance broker. We arrange finance from our lender panel and act for you, not the lender. The credit is provided by the lender we match you with.

Complex finance, handled

The deals other brokers put in the too-hard basket

Turnarounds, ATO debt, acquisitions and property cash-out. If a deal needs a broker who acts for you, it needs Finstead.

Talk to us Book a call